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Rates

Loan Rates Deposit Rates Certificate Rates Fee Schedule

Effective as of: 4/18/2016
Loan Rates
 
Vehicle Loans
APR* as low as...Maximum Term
New Auto = 2010 or newer with miles less than or equal to 45,000 miles1.75%48 months
New/Used Auto = 2010 or newer2.99%72 months
New/Used Auto = 2009 or newer4.49%84 months**
Used Auto = 2008 or older7.74%60 months
Classic Auto8.49%60 months
New Motorcycle4.49%72 months
Used Motorcycle4.74%60 months
New Boat5.49%72 months
Used Boat6.74%60 months
New RV5.99%120 months
Used RV6.74%120 months
 
Secured Loans
APR* as low as...
Share SecuredShare Rate plus 2.00%
CD SecuredCD Rate plus 2.00%Maturity of CD
 
Personal Loans
APR* as low as...
Line of Credit13.90%Revolving
Signature (unsecured)11.00%60 months
 
Other Loans
APR* as low as...
Fire Station2.00%60 months
Cadet Loans5.00%24 months
Equipment (over $15,000 or less)10.49%48 months
Equipment (over $15,000)10.74%84 months
Storm Shelter Loans.75%36 months
Trailer ($15,000 or less)10.49%48 months
Trailer (over $15,000)10.74%84 months
 
*Annual Percentage Rate [APR] is based on your individual credit history. A loan officer can provide you with your personal qualified rate including any discounts or restrictions that may apply.
**84 month term limited to a loan balance greater than $20,000.00.
Existing FFCU loans do not qualify for special promotion rates.
Maximum term on a loan is based on the year/age of the collateral. Term will be determined after time of application and may be less than the maximum term stated above. Rates subject to change without prior notice. Restrictions may apply on loan
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency National Credit Union Administration, a U.S. Government Agency
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Privacy Policy

Routing Number: 303985961

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