ONLINE BANKING
Cancel
Fire Fighters
Credit Union
Login

Rates

Loan Rates Deposit Rates Certificate Rates Fee Schedule
Effective as of: February 1, 2025
| Fee Schedule | |||
| Account Fees | |||
| Account Number Change Fee (Unless Confirmed Fraud) | $ 25.00 | Per Occurrence | |
| ATM Inquiry1 | $ 1.00 | Each | |
| ATM Withdrawal1 | Free | ||
| Coin Counting Fee | 5.00 % | Of Balance Over $300 | |
| Corporate Checks—Member | $ 3.00 | Each | |
| Corporate Checks—Non-Member | $ 15.00 | Each | |
| Draft (Check) Copy | $ 5.00 | Each | |
| Dormant Share Draft Account Fee | $ 5.00 | Per Month | |
| E-Statements | Free | ||
| Paper Statements | $ 5.00 | Per Month | |
| History Print Out | $ 5.00 | Each | |
| Inactive/Dormant Account Fee | $ 5.00 | Per Month | |
| International ACH Transaction [IAT] Fee | $ 5.00 | Per Item | |
| Late Document Fee | $ 50.00 | Per Item | |
| New Account Closing Fee(within first 3 months) | $ 5.00 | ||
| Debit Card Rush Fee | $ 95.00 | Per Card | |
| New Membership Fee | $ 5.00 | Each | |
| Non-Sufficient Funds [NSF] Fee | $ 29.00 | Per Presentment | |
| Overdraft Advance Fee2 | $ 29.00 | Each | |
| Overdraft Protection From Shares | $ 5.00 | Per Transfer | |
| P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud) | $ 25.00 | Each | |
| Reconciliation/Research (1 Hour Minimum) | $ 30.00 | Per Hour | |
| Regulation D Exception Transfer | $ 29.00 | Each | |
| Replacement Debit Card/PIN | $ 25.00 | Each | |
| Return Statement/MAil Fee | $ 5.00 | Each | |
| Returned Deposit Item—3rd Party | $ 29.00 | Each | |
| Returned Deposit Item—Member | $ 29.00 | Each | |
| Share Draft Account Service Fee | $ 3.00 | Per Month | |
| Statement Copy | $ 10.00 | Per Month | |
| Stop Payment Request/Cancellation | $ 29.00 | Each | |
| Manual ACH Post | $ 29.00 | Per Occurrence | |
| Virtual Branch [VB] Online Banking | Free | ||
| VB Bill Pay Service | Fre | Per Month | |
| VB (Bill Payment) Check Copy | $ 35.00 | Each | |
| VB (Bill Payment) Research Fee | $ 50.00 | Per Hour | |
| 1 ATM terminal owner may charge an additional fee. | |||
| 2 The categories of transactions for which an overdraft fee may be imposed may be processed by any of the following means: share draft (check), in-person withdrawal, automated clearing house (ACH) or any other electronic means. | |||
| Loan Fees | |||
| Automatic Loan NSF Payment Fee (from FFCU account) | $29.99 | Per Loan | |
| GAP Cancellation Fee | $ 25.00 | Each | |
| Loan Late Fee | $ 35.00 | After 5 Days | |
| Loan Subordination Fee | $ 75.00 | Per Occurrence | |
| Lost/Replacement Lien Release | $ 10.00 | Each | |
| Online Payment Fee | Online Payment Fee | Per Loan Payment | |
| Refinance Fee | $ 50.00 | Per Loan | |
| Repossession Fee | $ 50.00 | Each | |
| Skip-A-Pay Fee | $ 35.00 | Per Loan | |
| electronic Payment Fee (1-time Payment from Non-FFCU Account) | $ 10.00 | Per Loan Payment | |
| Warranty Cancellation Fee | $ 25.00 | Each | |
| Miscellaneous Fees | |||
| Collection Item Fee | $ 35.00 | Each | |
| Deposit Verification | $ 15.00 | Each | |
| Foreign Collection Item Fee | $ 50.00 | Each | |
| Legal Process Fee (i.e., garnishment, levy or subpoena) | $ 100.00 | Each | |
| Non-Member Check Cashing Fee | $ 15.00 | Each | |
| Safe Deposit Box Drilling Fee | $ 200.00 | Per Occurrence | |
| Safe Deposit Box NSF Payment Fee | $ 29.00 | Per Occurrence | |
| Wire Transfers (Inco) | Free | ||
| Wire Transfers (Outgoing) | $ 20.00 | Each | |
| Paper Statements | $ 5.00 | Per Month | |
| Invalid Wire Instruction Fee | $250.00 | Per Occurrence | |
| Remote Deposit Return Fee | $29.00 | Each | |
| Negative Account Fee (Negative 20 Days) | $29.00 | Per Occurrence | |